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Split holiday costs fairly with friends

Track shared trip spending in a simple sheet that shows who paid what and who owes whom at the end.

TravelIntermediate20 minGoogle SheetsAI assistantWhatsApp
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When to use it

Before and during a group trip

Step by step

  1. Create a shared sheet

    Make a Google Sheets file with columns: Date, What, Paid by, Amount, Currency, Split between. Share it with everyone on the trip.

  2. Log spending as you go

    Whoever pays adds a row straight away. Post the link in the group WhatsApp chat so it's easy to find.

  3. Settle up at the end

    Copy the rows into your AI assistant with this prompt, then double-check the totals in the sheet.

    Prompt to copyHere's our shared trip spending: [paste rows]. Convert everything to [home currency] at [exchange rate]. Work out each person's fair share, given that some costs were only split between some people as shown. Then give the smallest number of payments needed to settle up, as 'X pays Y [amount]'. Show your working in a table so we can check it.
  4. Share the result

    Paste the settle-up list into the group chat and mark each payment as done.

What you get

Total: 1,284. Fair shares: Ava 341, Ben 341, Cara 301 (skipped the boat trip), Dev 301. Payments: Ben pays Ava 96. Dev pays Cara 52. Dev pays Ava 41. Done in 3 payments.

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